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Staff writer

Silas Thorne

47 articles · writes about cost of living & inflation

Cost of Living & Inflation
Why the National Inflation Rate Rarely Matches Your Local Experience
Housing, energy and local conditions push prices in different directions across US regions. Here is what the BEA, the Fed and TD Economics numbers show, and how to check your own area.
Silas ThorneAug 9, 2026
Aug 9, 2026
Cost of Living & Inflation
Reading Past the Sticker Price: How Unit Pricing Reveals What You Actually Pay
Comparing cost per ounce or per gram exposes shrinkflation and clarifies whether a bigger package is really the better deal.
Silas ThorneJul 25, 2026
Jul 25, 2026
Cost of Living & Inflation
How Rising Inflation Pushes Up Borrowing Costs for Households
Central bank rate increases move through the banking system at different speeds, raising some consumer loan costs quickly while others adjust over months or years.
Silas ThorneJul 18, 2026
Jul 18, 2026
Cost of Living & Inflation
Real Yield Versus Inflation: Checking Whether Your Savings Keep Their Buying Power
Nominal interest can make an account look healthier than it is, so households need to compare yields against inflation to see whether their cash is actually gaining purchasing power.
Silas ThorneJul 11, 2026
Jul 11, 2026
Cost of Living & Inflation
Why Your Savings Rate Tells Only Part of the Story
A bank's advertised rate shows only one side of your return. Adjust for inflation to see what your savings can actually buy.
Silas ThorneJul 4, 2026
Jul 4, 2026
Cost of Living & Inflation
How Inflation and Fed Policy Reach Your Variable-Rate Debt
Fixed and variable debts react differently when rates move. Knowing which you have, and what the rules allow, shows how much exposure you carry.
Silas ThorneJun 26, 2026
Jun 26, 2026
Cost of Living & Inflation
Fixed Payments, Moving Prices: How Inflation Changes the Real Cost of Debt
A fixed-rate loan keeps its nominal payments steady while inflation changes what those dollars can buy, shifting the real burden between borrowers and lenders.
Silas ThorneJun 19, 2026
Jun 19, 2026
Cost of Living & Inflation
Series I Bonds at 5.51 Percent: What the November 2026 Rate Does and Does Not Guarantee
The headline composite rate combines a fixed component with a semiannual inflation reset, so its advertised yield holds for only the first six months.
Silas ThorneJun 12, 2026
Jun 12, 2026
Cost of Living & Inflation
What Actually Goes Into the Price at the Pump
Gasoline's retail price rests on four cost layers, each moving for different reasons, and the published shares of those layers shift depending on the source and the date.
Silas ThorneJun 4, 2026
Jun 4, 2026
Cost of Living & Inflation
How the CPI Counts Airline Tickets and Hotel Stays, and Why Your Trip Bill Differs
BLS publishes separate CPI factsheets for airfares and hotels. Here is what they cover, what we could not verify, and why a national index will not match your receipt.
Silas ThorneMay 28, 2026
May 28, 2026
Cost of Living & Inflation
How to Read the USDA's Food Price Forecasts Without Getting Misled
The federal Food Price Outlook offers useful grocery projections, but its midpoints, uncertainty intervals, and retail-versus-wholesale distinctions are easy to lose in headlines.
Silas ThorneMay 21, 2026
May 21, 2026
Cost of Living & Inflation
Reading the CPI Detail Tables to See Where Your Own Prices Diverge
The headline inflation rate blends many prices into one number, so checking the detailed BLS category rows and weights shows how it may or may not match your household's spending.
Silas ThorneApr 29, 2026
Apr 29, 2026

Silas Thorne | Reboundly