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Staff writer

Iona Kersey

49 articles · writes about budgeting & money management

Budgeting & Money Management
Budgeting for Child Care When Your Hours Keep Changing
A workable plan starts by pricing care alongside the full monthly budget, then testing how the numbers hold up in a lean week.
Iona KerseyMay 16, 2026
May 16, 2026
Budgeting & Money Management
When the House Bills Grow and the Paycheck Doesn't
Property taxes and homeowners insurance can arrive on their own schedules, so tracking them as separate line items helps a fixed income absorb the surprise.
Iona KerseyMay 9, 2026
May 9, 2026
Budgeting & Money Management
What APY Means and How Interest Grows Your Savings
APY folds compounding into a single yield figure. Here is how it works, with a clearly labeled example, and how to check it against the disclosure.
Iona KerseyApr 25, 2026
Apr 25, 2026
Budgeting & Money Management
How Much Can You Pay Toward a Tax Bill Without Wrecking Your Budget?
Confirm the balance and its source first, then measure what your monthly cash flow can carry before committing to any IRS payment arrangement.
Iona KerseyApr 17, 2026
Apr 17, 2026
Budgeting & Money Management
Your Paycheck Is Smaller Than It Should Be? Start With the Withholding Line
A quick look at your pay stub, your W-4, and the IRS estimator can show whether federal tax withholding is shaping your monthly budget more than you expected.
Iona KerseyApr 10, 2026
Apr 10, 2026
Budgeting & Money Management
Planning for Dental, Vision, and Prescription Costs Before They Arrive
A yearly estimate, a check of what your plan really covers, and a look at FSA and HSA options can turn surprise bills into a steady monthly number.
Iona KerseyApr 3, 2026
Apr 3, 2026
Budgeting & Money Management
Rebuilding Your Budget After a Life Change
Start with what changed, separate one-time costs from recurring bills, and check timing before redesigning every line of the plan.
Iona KerseyMar 26, 2026
Mar 26, 2026
Budgeting & Money Management
FSA or HSA: How to Budget for Medical Costs Before the Year Starts
Before you choose a pre-tax health account, check whether you are eligible and how predictable your medical spending really is.
Iona KerseyMar 19, 2026
Mar 19, 2026
Budgeting & Money Management
Pricing a Funeral Without Guessing: Start With Itemized Lists
Requesting a General Price List, comparing local providers line by line, and checking veterans' benefits can make a rushed funeral decision easier to manage.
Iona KerseyMar 12, 2026
Mar 12, 2026
Budgeting & Money Management
When the Paycheck Stops: Mapping the Household Budget
A clear inventory of income, bills, and debts gives a household a practical starting point after a layoff or a death.
Iona KerseyMar 4, 2026
Mar 4, 2026
Budgeting & Money Management
Plan Your Holiday Money First, Then Shop Without Second-Guessing
A written plan with a total limit, a cap for each gift and a clear payment method keeps seasonal costs from turning into a bill you did not expect.
Iona KerseyFeb 25, 2026
Feb 25, 2026
Budgeting & Money Management
Budgeting Around Child Support When the Money Moves in Two Directions
Separate what the order requires from what actually arrives or leaves your account, then fit both into a realistic picture of your spending.
Iona KerseyFeb 18, 2026
Feb 18, 2026

Iona Kersey | Reboundly