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Staff writer
51 articles · writes about credit score education
A higher-than-expected loan rate can trigger a required notice that must show the credit score your lender actually used, and knowing what to look for helps you spot gaps.
Delia Marsh·Nov 24, 2025
Nov 24, 2025
Federal law sets the outer limits for how long lawsuits, judgments, and evictions can appear, and paying a debt does not automatically shorten that window.
Delia Marsh·Nov 17, 2025
Nov 17, 2025
Landlords, employers, utilities, and insurers may all check credit information, and understanding which report and scoring model they use can help you make sense of the outcome.
Delia Marsh·Nov 10, 2025
Nov 10, 2025
