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Staff writer

Delia Marsh

51 articles · writes about credit score education

Credit Score Education
When Online Credit Report Verification Fails, Here's What to Do Next
If AnnualCreditReport.com won't verify your identity, the free report is still available by phone or mail, and a denial has a clear path to resolution.
Delia MarshFeb 20, 2026
Feb 20, 2026
Credit Score Education
When Your Card Issuer Closes an Account for Suspected Fraud: What to Check on Your Credit Report
Federal guidance explains how to review your reports, spot errors, and dispute them, though it does not say exactly how a fraud-related closure appears to lenders.
Delia MarshFeb 13, 2026
Feb 13, 2026
Credit Score Education
Before You Sign Up for Utilities or Internet: What Your Credit File May Show
Utility, phone, and internet applications can trigger a credit review, and a separate exchange may also hold your service history.
Delia MarshFeb 5, 2026
Feb 5, 2026
Credit Score Education
What Stays on Your Credit Report After an Account Closes
Closing an account does not erase its history, so knowing what remains, how long it lasts, and how to challenge errors helps you read your report accurately.
Delia MarshJan 29, 2026
Jan 29, 2026
Credit Score Education
When a Loved One Dies Owing Money: Who Pays and What to Do First
Most debts stay with the estate rather than the family, but a few situations create real personal responsibility, so knowing which applies to you comes first.
Delia MarshJan 22, 2026
Jan 22, 2026
Credit Score Education
How to Check a Deceased Relative's Credit Report
Gather certified death certificates, learn who owes the debts, and know what to ask each credit bureau before you request the file.
Delia MarshJan 14, 2026
Jan 14, 2026
Credit Score Education
Rebuilding Financial Footing After Prison: Credit Reports, Bank Accounts, and What Guidance Leaves Out
A plain-language guide to checking your credit report, finding a second-chance bank account, and knowing where official resources stop short.
Delia MarshJan 7, 2026
Jan 7, 2026
Credit Score Education
When a Late Mark Isn't Really Late: Checking Your Credit Report and Card Statement
Bank errors and payment timing rules can both produce a late mark, and each one calls for a different fix.
Delia MarshDec 31, 2025
Dec 31, 2025
Credit Score Education
Building Credit From Zero: What a Score Measures and How to Start
A first-time borrower has no file and no score. Here is what a score measures, why the number shifts, and which habits shape it.
Delia MarshDec 24, 2025
Dec 24, 2025
Credit Score Education
How Personal and Business Credit Overlap for New Owners
Owners starting a company need to understand how their personal credit file and a new business credit file interact, and where public guidance leaves gaps.
Delia MarshDec 16, 2025
Dec 16, 2025
Credit Score Education
Unrecognized Credit Check on Your Report? Start With These Steps
Some inquiries are forgotten applications and some are signs of identity theft, so check your records, pull all three reports, and dispute errors in writing.
Delia MarshDec 9, 2025
Dec 9, 2025
Credit Score Education
What to Check on Your Credit Report After a Loan Servicer Changes
A servicer transfer does not restart your loan, so your credit report should show the same account with an updated reporting source, and a few specific checks can confirm that.
Delia MarshDec 2, 2025
Dec 2, 2025

Delia Marsh | Reboundly